Payment Policy

Liyanage Lapidary

Effective Date: [2026]

1. GENERAL PAYMENT PRINCIPLE

All orders must be paid in full before shipment, service completion, or product transfer, unless explicitly agreed otherwise in writing.

2. WEBSITE PAYMENTS

We may accept card payments through secure online payment gateways supporting:

Visa

MasterCard

American Express

Discover

Diners Club

Payment authorization does not automatically guarantee final acceptance of the order.

3. ALTERNATIVE PAYMENT METHODS

We may accept alternative payment methods including:

Direct bank transfer

Wise

Western Union

MoneyGram

Ria

Remitly

Xoom (a paypal service)

XE

Instarem

OFX

Sendwave

Paysend

Revolut

PandaRemit

TapTap Send

Skrill

Profee

TransferGo

Cryptocurrency

For all such methods, the customer must contact us directly via official channels before sending funds.

4. PAYMENT VERIFICATION

We reserve the right to delay order confirmation until funds are fully received, cleared, and verified. We may refuse orders where:

The sender identity is unclear

Payment origin is suspicious

Sanctions, fraud, or compliance concerns arise

The payment method is unsuitable for the transaction

5. CURRENCY

Our preferred operating currency is generally USD, unless otherwise stated. Currency conversion used by banks, remittance companies, or card issuers is outside our control.

6. FEES AND THIRD-PARTY CHARGES

Customers are responsible for any third-party fees charged by:

Banks

Remittance services

Card issuers

Crypto networks

Payment processors

We are not responsible for exchange-rate losses, service fees, or transfer deductions by third parties.

7. CHARGEBACKS AND PAYMENT DISPUTES

If a customer initiates an unjustified chargeback, reversal, or payment dispute after receiving goods or services, we reserve the right to:

Provide full transaction records to the payment provider

Suspend further business

Pursue recovery of losses

Deny future service

8. FRAUD PREVENTION

We may request identity confirmation, payment proof, address verification, or additional communication before processing high-risk orders.

9. CONTACT FOR PAYMENT QUESTIONS

WhatsApp: +94 76 436 5560

Email: [email protected]